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![]() So yeah, if I'm going to be a hexblade shadowblade is a waste of a spell as I can use my concentration for much more useful things than a blade I must use dex on even if it does 2d8 damage. The two likeliest are hex or darkness, either upping the average damage from 1d8+1d10+5 to 1d8+1d10+1d6+5 or providing advantage to the 1d8+1d10+5 while also preventing opprtunity attacks from being made as the darkness is centered on the hexblade, forcing an additional 3d8 damage as the target needs to move if they want to engage anyone on their turn. They can two hand an versitale weapon for 1d10, upping the damage.Ģ) you have a concentration spell in use for shadow blade, so the hexblade should also have one. I'm putting this under '99% not feasible' but will keep in mind in case things change.Īgain, other builds might be able to use it better, and I wouldn't choose it on a Pact Blade Warlock, but it's not a bad spell to use if you need a melee alternative to blasting as a Hexblade Warlock, which is what the OP asked about.Two more things wrong with your calculationġ) you assume the hexblade weapon damage is onlyġd8. So you have to cast shadowblade multiple times while doing the ritual and each time you cast it, it would probably disappear and reappear possible interrupting the ritual. Not how extended spell works (if you agree with jeremy crawford anyway). who is ok with 5th level shadowblades as pact weapons?Įdit: read into it. On the note of somebody disallowing this, If i said you are considered concentrated on a spell as long as your pact shadow blade was out, and breaking said concentration forced the blade to be shunted back out of existence (taking an action to get back) would you then allow it? What if we upcasted shadowblade before binding it. This is now and forever my only weapon for my hexblade/shadow sorcerer. Now it's can Benefit from all the pact stuff. Now you can spend that hour to turn it into your pact blade. You can use your 6 points to make shadow blade last a hour. So you are a 12 lv hexblade, 6 lv sorcerer with the meta magic Extended Spell. In addition when you use this sword to attack a target that is in dim light or in darkness, you have Addvantage on the attack roll. It has the finesse, light, and thrown Properties (range 20/60). It counts as a simple melee weapon you are Proficient. This magic sword last untell the the spell ends. Shadow blade : you weave together threads of shadow to create a solidified gloom in your hand. It does seem kinda contra-productive, if not ironic, don't you think? Ultimatelly, you can do what you describe, but you are decressing your chances to hit so much that it's a pitty First you Cast spells, Use weapons and Have Eldritch Smite using Charisma, and then what do you do? Use the one spell that makes a smiting weapon that does not allow you to attack using your charisma but your Dexterity instead. With Pact of the Blade, you can use Eldritch Smite, to do the same damage+1d8 (debetably an other die, but I'll keep it a d8 to keep it simpler). Not to mention significantly more damage on a crit.Īgain, other builds might be able to use it better, and I wouldn't choose it on a Pact Blade Warlock, but it's not a bad spell to use if you need a melee alternative to blasting as a Hexblade Warlock, which is what the OP asked about.Īny Warlock who doesn't go with Pact of the Blade can get use out of SB: it works with BB or GFB to provide a melee option to a Caster who doesn't have a good alternative.Īgain, other builds might be able to use it better, and I wouldn't choose it on a Pact Blade Warlock, but it's not a bad spell to use if you need a melee alternative to blasting as a Hexblade Warlock, which is what the OP asked about.You have a Hexblade ![]() SB will improve to 24.5 damage at level 9, while not using it might improve slightly if you get a magic weapon.Įven factoring in minus 15% on the lesser to-hit chance you're still at 17 to 14, or 20.8 to 14. ![]() Rapier at level 5: 1d8+1d8+5 (assuming maxed Cha)=14 Same for an Arcane Trickster Rogue/Wizard.Any Warlock who doesn't go with Pact of the Blade can get use out of SB: it works with BB or GFB to provide a melee option to a Caster who doesn't have a good alternative. ![]() It does not synergise at all with a Hexblade.Ī Sorcerer (Shadow for Fluff)/Eldritch Knight Fighter with the Archery style on the other Hand would benefit a lot more from this. Shadow Blade is there as a Means to Balance things for other Gish Builds who don't get to use their Spellcasting Stat to Attack/Dammage. ![]() Note that these effects only takes place initially while Eternity Mode is active, and will never prevent Lihzahrd Curse from applying to the player. Immunity to Biome Debuffs, which includes: Darkness in the Corruption, Bleeding in the Crimson, Wet while raining, Flipped in the Underground Hallow, Hypothermia in a blizzard, Water Candle while a Blood Moon is active and the player is above ground, and On Fire! in the Underworld. Pure Hearts R Us is making home-ownership the heart beat of America once again aka Pure Hearts R Us Housing Agency Palmdale Blvd, CA www.pureheartsrus.When equipped, it provides the effects of all its component effect alongside with several added effect which are: The Pure Heart is a craftable Hardmode accessory exclusive to Eternity Mode. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Palmdale and beyond. ![]() ![]() You spawn mini eaters to seek out enemies every few attacksĬreepers hover around you blocking some damageĪ new Creeper appears every 15 seconds, and 5 can exist at onceĬreeper respawn speed increases when not moving Pure Hearts R Us in Palmdale, reviews by real people. Grants immunity to Rotting and Bloodthirstyġ0% increased movement speed, 10% increased max life, increased turnaround traction Comes with a simple, straightforward user interface.Installing the app takes little time and does not require special attention.You get the ability to adjust scrolling speed, alter font style, color, size, and more without any hassles. Best of all, it’s free!Īs the name entails, Scrolling Teleprompter Software is one of the best teleprompter tools that helps users to create animations with text scrolling in full-screen mode. Offers a remarkable degree of customization.You can pretty much customize all the aspects of your presentations.Uses minimal system resources to work properly.Comes integrated with a rich text editor like CKEditor.It can be flipped horizontally, vertically, and both. Easily works with a wide variety of mirror setups. ![]() The application is easy to use and runs on a wide variety of computers without any hassles. Imaginary Teleprompter is best-known in the market for producing the most qualitative media via presentations (both online and offline). While scrolling the document, you get the ability to alter the speed, pause, modify the scrolling direction, and more.Ability to switch to dual-screen mode and save the text to file or print it.Comes with standard Undo, Cut, Copy and Paste functions.Supports altering font type, font size and set the alignment according to your needs.Allows you to create a new file & write text similar to the way you would do with a traditional word processing program.Unlike other teleprompter tools, it uses minimal system resources. Next on our list of Best Free Teleprompter Software for Windows 10 includes Ultra-Prompter that provides users with the necessary elements for an effortless reading experience. Supports personalizing and making edits as per your requirements.Allows users to change the scrolling speed in terms of pixels.Use mouse clicks to start and stop the script.Best portable teleprompter for pc that doesn’t require any installation to work properly.Simple HTML Application that helps users to check & modify content via any text editor like Notepad and more.Has a composed and intuitive interface for a smoother experience.Not only this, the teleprompter app constantly updates its features and is a lightweight tool. Here comes another free teleprompter software that comes with tons of options, including automatic text scrolling, increasing reading speed, page up/page down buttons, and more. You can also manage the settings to view the teleprompter on full screen.Ability to display the text in horizontal or vertical position.Provides options to personalize the teleprompter for laptop in terms of background color, text size, foreground color, and more.Supports deleting single or multiple segments in one go.Allows you to save the script in XML file format.Ability to add camera cue, video cue, audio cue, talent cue, and so on.You have the fields to add segment title, text, change font color and highlight important parts. To get started all you need to do is, enter the segments and script. TeleKast is a simple, straightforward, and easy-to-use Teleprompter Software for Windows PC to consider using in 2022. Easily flip between webcam and internal text both horizontally and vertically.Text display speed can be controlled via mouse track-pad and wheel.Real time changes to the text and the script can be made even while the prompt is going on.Fast and seamless switching over from one script to another.You can get the best experience when you use a webcam while the software prompts you.It’s simple and the best part – it’s free! QuickPrompt is a teleprompter software for Windows 10 that gives you the exact studio-like experience. The only thing that would make it even better is if real time changes could be seen in the text editor.You can change the color of the text, color of the background, align margins, text and increase or decrease spacing.Even if you don’t have a preexisting script or write-up, you can create one in MirrorScript Pro’s text editor. ![]()
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The monthly payment is determined by the size of the auto loan, interest rate, and terms. ![]() The monthly payments include payments for principal and interest. You then repay the loan with monthly payments. ![]() You apply for the auto loan, and once approved, the lender will give you a lump sum to help you finance a car purchase. An auto loan works just like any other loan. That’s fine take as much time as you need. If you’re in the red, you’ll need a little time to dig out. As long as the other half of that check is being used to retire debts, it’s being put to good use.Ĭonsequentially, it might take you a bit longer to hit your FI target compared to the four featured physicians, but their stories started with a zero net worth. You can spend half your paychecks, and we won’t count debt payments as spending. I called it the “Live on Half” challenge, not the “Save Half” challenge for a reason. If you can’t figure out how to live on that measly sum, I’m afraid I can’t help you. To keep your budget in check, focus on the big stuff. Your home. I’ve written about what it means to be a frugal physician, which is what you will need to be if you are a Dr. We also get much of our travel for next to nothing using clever travel rewards strategies. My in-demand specialty, along with a little geographic arbitragemakes me a Dr. If we had a mortgage, our budget might have looked more like that of Dr. Our family of four manages to live quite well over the last year on less than $79,000. ![]() You got through residency without spending more than $79,000 a year, didn’t you? I certainly hope so! With an extra $29,000 to $120,000 to spend every year, you should be able to manage. I frequently refer to the benefits of being FI, and all of them can be yours if you accept the challenge and earn a solid living for fewer than two decades.Īll you have to do is live with a budget of 60% to 340% more than the average American household, which spends about $50,000 a year. The Live On Half Challenge for Physicians Use our link to Join and receive a bonus of up to $50. Start receiving paid survey opportunities in your area of expertise to your email inbox by joining the All Global Circle community of Physicians and Healthcare Professionals. They live in a middle-of-the road income tax state, and the stated income is total household income. ![]() We start keeping track when they have a net worth of zero, which is very likely at least a couple years after residency for most. What other assumptions have I made? Besides the dumb one about my 401(k) vesting schedule? In order to make tax and net worth calculations, we must start with assumptions.Įach of these physicians is married with two children, filing jointly. I know my astute readers would call me out in the comments it wouldn’t be the first time. I don’t want you to miss the forest for the trees, but I thought that was a point worth mentioning. The 7 to 12 month discrepancy can be explained by the fact the $10,000 529 contributions, which do not count towards retirement savings, become relatively smaller on a percentage basis as income increases, allowing slightly more spending as a percentage of take-home pay. The biggest income producers were able to spend $171,900 every year, and would have their coveted FI status of $4.3 million in approximately 15 to 19 years. On the lowest end of the spectrum, our physician families were spending $79,000 a year on a $200,000 salary, requiring just under $2 million to be financially independent, with 25 years of expenses saved after 14 to 18 years. With a 50% net savings rate, representing 35% to 40% gross savings rates, these physicians are indeed financially independent in 14 to 19 years with a realistic range of real (inflation adjusted) returns from 2% to 6%. What kind of a sacrifice are we talking about? I’m so glad I asked! Altering the hypothetical physician’s budgets from a previous post on specialty choice, we can derive an annual spending budget for each of these four physicians with household incomes of $200,000, $300,000, $400,000, and $500,000 by giving them a 50% net savings rate. That’s a reward that I feel makes certain sacrifices well worth it. You can live the rest of your life on your own terms. How so? Living on half of your take-home pay, or to put it another way, saving and investing as much as you spend, should lead to financial independence (FI) in roughly 15 to 20 years. ![]() If you can find a way to meet this savings challenge, you will be rewarded handsomely. It’s not a suggestion or a recommendation. ![]() More trawling, and I found myself back at Last.fm, reading up on iSproggler, which sounded a bit more promising (plus, I reasoned, if it was touted directly from the Last.fm page, it had to be compatible). So I downloaded and installed that, and gave it a go. After much trial and error, I worked out that if I disabled Last.fm’s scrobbler (to avoid a double-word score), and made sure I sync’d my Recently Played list between iTunes and my iPod, it worked! Hurrah! (I’m slightly miffed that it won’t import my entire history from iTunes, but I guess that’s a minor quibble.) Very nice!īut then I noticed that it wasn’t tracking what I played on my iPod – only what I played via iTunes. Given that I do most of my listening on my iPod (thanks to a nice relaxed regime at work that allows me to sit there wired for sound all day) this struck me as a major shortfall. After a couple of hours of trawling through the Last.fm FAQ and support forums, I learnt that iScrobbler would pick up your iPod plays as well. So I downloaded and installed that, but all it seemed to do was scrobble (as they term sending details of what you play to a server) everything twice (presumably once by Last.fm’s scrobbler, and once by iScrobbler), which was crappy, so I promptly uninstalled it. Then last week a buddy responded to a post of mine in the Music category, mentioning Last.fm which he said tracked people’s listening habits. I checked it out and saw that it built personal listening charts that you could put on your Weblog, so I signed up, and downloaded the software, to see what it would do. Sure enough, with almost no effort on my part (always a key factor!) it tracked whatever I listened to through iTunes, and built me a nice Ten Most Recently Played table (albeit with what seems like an hour’s delay) that I could then include in my ‘blog sidebar (look, there it is down on the bottom right of this page!). Ever since I got my iPod I’ve wanted to find a way to list my ‘recently played’ tracks on this Blogsite. There are a few WordPress plugins and widgets that claim to do this, but they all seemed overly-complicated, requiring additional e-mail accounts, modified server permissions, and god knows what else. So what with having a life to live and all, I never found the time to dig into them and get any of them working properly. |